Mortgage details
Enter your figures or pick a rate from the comparison tab.
We'll use the best matching current published rate for your LTV and loan amount.
The damage
Illustrative repayment using the selected rate.
Monthly repayment€0
Mortgage amount€0
LTV0%
Total repayments€0
Total interest€0
Using 3.49% — current Central Bank average for new Irish mortgage agreements.
What different bank rates would cost you
Indicative comparisons using your mortgage figures. We show standard and conditional products so you can see the potential difference between rates.
Bank-rate data: current published snapshot. Automatic verification will appear here once the rate monitor is connected.
Rates are indicative published snapshots, not mortgage offers. Actual eligibility depends on the lender and product conditions.
Can I afford it?
Indicative Central Bank lending-limit calculation, not an approval.
Your estimate
Indicative borrowing limit€0
Combined income€0
LTI multiplier—
Deposit rule—
Standard principal-home limits are 4× gross income for first-time buyers and 3.5× for second/subsequent buyers, with a 10% minimum deposit. Lenders also apply their own affordability assessment and limited allowances exist above the limits.
Reduce the damage
See how a monthly overpayment could change the term and interest.
Overpayment result
Estimated interest saved€0
Normal payment€0
Payment with overpayment€0
Normal term—
New estimated term—
Check your mortgage terms before making overpayments, especially during a fixed-rate period.